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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,722 | $67,602+20.9% | $82,312-0.7% | $70,126+16.5% |
| Participation rate | 82.0% | 72.8%+9.2pp | 76.9%+5.1pp | 69.5%+12.5pp |
| Annual return | 18.83% | 21.57%-2.7pp | 25.88%-7.0pp | 73.15%-54.3pp |
| Employer contribution / active EE | $5,958 | $1,755+239.5% | $2,428+145.3% | $2,343+154.3% |
| Participant deferral / active EE | $2,141 | $2,987-28.3% | $3,706-42.2% | $3,332-35.8% |
| Admin fee / account holder | $2,863 | $4,512-36.5% | $5,608-49.0% | $4,645-38.4% |