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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,219 | $71,873+21.4% | $86,698+0.6% | $68,490+27.3% |
| Participation rate | 81.1% | 72.2%+8.9pp | 76.6%+4.5pp | 67.9%+13.2pp |
| Annual return | -19.60% | 3.54%-23.1pp | 35.96%-55.6pp | -7.85%-11.7pp |
| Employer contribution / active EE | $7,251 | $2,173+233.6% | $2,837+155.6% | $2,597+179.2% |
| Participant deferral / active EE | $4,254 | $3,779+12.6% | $4,656-8.6% | $4,028+5.6% |
| Admin fee / account holder | $1,747 | $6,110-71.4% | $7,492-76.7% | $5,403-67.7% |