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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,825 | $86,298+21.5% | $111,308-5.8% | $85,847+22.1% |
| Participation rate | 88.7% | 73.3%+15.3pp | 77.3%+11.4pp | 69.3%+19.4pp |
| Annual return | 10.37% | 19.99%-9.6pp | 54.67%-44.3pp | 318.61%-308.2pp |
| Employer contribution / active EE | $7,303 | $2,044+257.3% | $2,732+167.3% | $2,565+184.7% |
| Participant deferral / active EE | $3,960 | $3,641+8.8% | $4,487-11.8% | $3,952+0.2% |
| Admin fee / account holder | $12,675 | $8,189+54.8% | $7,965+59.1% | $6,261+102.4% |