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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,571 | $88,707-35.1% | $74,184-22.4% | $273,972-79.0% |
| Participation rate | 94.4% | 79.4%+15.0pp | 76.6%+17.8pp | 83.0%+11.4pp |
| Annual return | 2.02% | 11.94%-9.9pp | 17.74%-15.7pp | 41.46%-39.4pp |
| Employer contribution / active EE | $1,538 | $3,159-51.3% | $2,370-35.1% | $4,869-68.4% |
| Participant deferral / active EE | $4,365 | $4,212+3.6% | $3,550+23.0% | $5,287-17.4% |
| Admin fee / account holder | $5,264 | $8,717-39.6% | $5,586-5.8% | $10,133-48.1% |