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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,766 | $117,829-45.9% | $102,423-37.7% | $145,877-56.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 8.59% | 31.83%-23.2pp | 29.42%-20.8pp | 551.28%-542.7pp |
| Employer contribution / active EE | $8,973 | $3,615+148.2% | $3,023+196.8% | $4,663+92.4% |
| Participant deferral / active EE | $8,209 | $5,732+43.2% | $5,054+62.4% | $6,691+22.7% |
| Admin fee / account holder | $23,109 | $13,335+73.3% | $9,455+144.4% | $13,402+72.4% |