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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,835 | $98,240-48.3% | $82,312-38.2% | $147,586-65.6% |
| Participation rate | 94.7% | 79.7%+15.0pp | 76.9%+17.8pp | 82.8%+11.9pp |
| Annual return | 5.72% | 30.85%-25.1pp | 25.88%-20.2pp | 578.59%-572.9pp |
| Employer contribution / active EE | $7,790 | $3,192+144.1% | $2,428+220.8% | $4,876+59.8% |
| Participant deferral / active EE | $4,121 | $4,383-6.0% | $3,706+11.2% | $5,439-24.2% |
| Admin fee / account holder | $12,111 | $8,563+41.4% | $5,608+116.0% | $10,886+11.3% |