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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,895 | $198,470+5.8% | $170,444+23.1% | $147,585+42.2% |
| Participation rate | 90.9% | 88.0%+2.9pp | 83.6%+7.3pp | 82.8%+8.1pp |
| Annual return | 16.14% | 257.30%-241.2pp | 205.94%-189.8pp | 578.56%-562.4pp |
| Employer contribution / active EE | $5,282 | $6,184-14.6% | $5,433-2.8% | $4,876+8.3% |
| Participant deferral / active EE | $4,195 | $5,629-25.5% | $4,939-15.1% | $5,439-22.9% |
| Admin fee / account holder | $2,028 | $16,852-88.0% | $13,881-85.4% | $10,885-81.4% |