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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,547 | $168,635+0.5% | $147,617+14.9% | $125,389+35.2% |
| Participation rate | 85.0% | 88.8%-3.8pp | 84.6%+0.4pp | 83.2%+1.8pp |
| Annual return | -0.71% | 77.65%-78.4pp | 61.98%-62.7pp | 282.24%-283.0pp |
| Employer contribution / active EE | $5,747 | $6,252-8.1% | $5,564+3.3% | $4,866+18.1% |
| Participant deferral / active EE | $4,135 | $5,507-24.9% | $4,895-15.5% | $5,352-22.7% |
| Admin fee / account holder | $3,136 | $13,580-76.9% | $11,612-73.0% | $9,541-67.1% |