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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,841 | $217,432+20.9% | $185,851+41.4% | $167,553+56.9% |
| Participation rate | 95.0% | 86.1%+8.9pp | 81.7%+13.3pp | 82.1%+12.9pp |
| Annual return | 12.01% | 148.43%-136.4pp | 122.11%-110.1pp | 478.89%-466.9pp |
| Employer contribution / active EE | $6,029 | $5,874+2.6% | $5,168+16.7% | $4,840+24.6% |
| Participant deferral / active EE | $4,454 | $6,357-29.9% | $5,569-20.0% | $6,343-29.8% |
| Admin fee / account holder | $15,322 | $19,820-22.7% | $16,245-5.7% | $12,316+24.4% |