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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,403 | $168,635-30.4% | $147,617-20.5% | $125,389-6.4% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -4.69% | 77.65%-82.3pp | 61.98%-66.7pp | 282.24%-286.9pp |
| Employer contribution / active EE | $2,888 | $6,252-53.8% | $5,564-48.1% | $4,866-40.7% |
| Participant deferral / active EE | $7,441 | $5,507+35.1% | $4,895+52.0% | $5,352+39.0% |
| Admin fee / account holder | $526 | $13,580-96.1% | $11,612-95.5% | $9,541-94.5% |