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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,650 | $175,259-59.1% | $149,723-52.1% | $139,487-48.6% |
| Participation rate | 77.8% | 83.4%-5.6pp | 78.8%-1.0pp | 80.3%-2.6pp |
| Annual return | 19.08% | 166.82%-147.7pp | 134.50%-115.4pp | 373.84%-354.8pp |
| Employer contribution / active EE | $3,325 | $5,478-39.3% | $4,821-31.0% | $4,755-30.1% |
| Participant deferral / active EE | $7,022 | $6,522+7.7% | $5,682+23.6% | $6,713+4.6% |
| Admin fee / account holder | $953 | $16,158-94.1% | $13,215-92.8% | $11,407-91.6% |