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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,710 | $209,422+11.6% | $178,503+30.9% | $158,982+47.0% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 14.91% | 188.81%-173.9pp | 151.12%-136.2pp | 302.99%-288.1pp |
| Employer contribution / active EE | $3,241 | $5,707-43.2% | $5,011-35.3% | $4,763-31.9% |
| Participant deferral / active EE | $6,556 | $5,955+10.1% | $5,202+26.0% | $5,983+9.6% |
| Admin fee / account holder | $6,013 | $17,079-64.8% | $13,987-57.0% | $11,252-46.6% |