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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,458 | $57,752-4.0% | $112,273-50.6% | $71,511-22.4% |
| Participation rate | 19.0% | 58.8%-39.8pp | 72.4%-53.4pp | 67.9%-48.9pp |
| Annual return | 18.53% | 18.25%+0.3pp | 30.23%-11.7pp | 28.86%-10.3pp |
| Employer contribution / active EE | $483 | $1,912-74.7% | $3,431-85.9% | $2,589-81.3% |
| Participant deferral / active EE | $1,383 | $2,860-51.6% | $4,800-71.2% | $4,291-67.8% |
| Admin fee / account holder | $2,460 | $1,586+55.1% | $7,752-68.3% | $1,588+54.9% |