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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,422 | $62,715-37.1% | $104,299-62.2% | $66,949-41.1% |
| Participation rate | 20.6% | 59.6%-39.0pp | 73.3%-52.6pp | 69.8%-49.2pp |
| Annual return | -18.00% | -14.70%-3.3pp | 24.62%-42.6pp | 1.57%-19.6pp |
| Employer contribution / active EE | $643 | $1,976-67.5% | $3,373-81.0% | $2,545-74.8% |
| Participant deferral / active EE | $1,636 | $2,852-42.6% | $4,626-64.6% | $4,239-61.4% |
| Admin fee / account holder | $74 | $657-88.8% | $7,339-99.0% | $594-87.6% |