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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,379 | $54,045-21.6% | $115,167-63.2% | $65,186-35.0% |
| Participation rate | 15.7% | 63.5%-47.8pp | 75.9%-60.2pp | 70.2%-54.5pp |
| Annual return | 23.73% | 26.55%-2.8pp | 35.60%-11.9pp | 29.39%-5.7pp |
| Employer contribution / active EE | $574 | $1,653-65.3% | $3,179-81.9% | $2,177-73.6% |
| Participant deferral / active EE | $1,432 | $2,504-42.8% | $4,169-65.7% | $3,514-59.3% |
| Admin fee / account holder | $33 | $626-94.7% | $7,089-99.5% | $847-96.1% |