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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,532 | $51,708-58.4% | $106,619-79.8% | $62,881-65.8% |
| Participation rate | 18.9% | 66.9%-47.9pp | 78.0%-59.0pp | 69.3%-50.4pp |
| Annual return | 12.03% | 4.69%+7.3pp | 9.42%+2.6pp | 20.14%-8.1pp |
| Employer contribution / active EE | $667 | $1,764-62.2% | $3,947-83.1% | $2,281-70.8% |
| Participant deferral / active EE | $1,727 | $2,315-25.4% | $3,930-56.1% | $3,203-46.1% |
| Admin fee / account holder | $236 | $3,349-92.9% | $6,418-96.3% | $4,296-94.5% |