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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,647 | $60,349-47.6% | $74,184-57.3% | $62,881-49.7% |
| Participation rate | 100.0% | 72.7%+27.3pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 0.51% | 21.38%-20.9pp | 17.74%-17.2pp | 20.14%-19.6pp |
| Employer contribution / active EE | $1,868 | $1,680+11.2% | $2,370-21.2% | $2,281-18.1% |
| Participant deferral / active EE | $4,568 | $2,856+59.9% | $3,550+28.7% | $3,203+42.6% |
| Admin fee / account holder | $394 | $4,261-90.8% | $5,586-93.0% | $4,296-90.8% |