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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,197 | $67,602-39.1% | $82,312-50.0% | $70,126-41.3% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 9.64% | 21.57%-11.9pp | 25.88%-16.2pp | 73.15%-63.5pp |
| Employer contribution / active EE | $3,513 | $1,755+100.2% | $2,428+44.7% | $2,343+50.0% |
| Participant deferral / active EE | $4,679 | $2,987+56.6% | $3,706+26.2% | $3,332+40.4% |
| Admin fee / account holder | $3,250 | $4,512-28.0% | $5,608-42.0% | $4,645-30.0% |