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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,234 | $72,486-21.0% | $87,103-34.3% | $72,976-21.6% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 5.67% | 24.46%-18.8pp | 28.19%-22.5pp | 81.02%-75.3pp |
| Employer contribution / active EE | $3,659 | $1,894+93.2% | $2,521+45.1% | $2,440+50.0% |
| Participant deferral / active EE | $4,751 | $3,270+45.3% | $4,049+17.4% | $3,608+31.7% |
| Admin fee / account holder | $1,844 | $5,055-63.5% | $7,491-75.4% | $5,124-64.0% |