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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,224 | $162,136-43.1% | $152,301-39.4% | $154,746-40.4% |
| Participation rate | 78.3% | 84.1%-5.8pp | 82.4%-4.2pp | 80.7%-2.4pp |
| Annual return | 10.91% | 91.02%-80.1pp | 80.50%-69.6pp | 172.34%-161.4pp |
| Employer contribution / active EE | $9,739 | $4,890+99.2% | $4,624+110.6% | $4,379+122.4% |
| Participant deferral / active EE | $1,145 | $8,341-86.3% | $8,004-85.7% | $6,730-83.0% |
| Admin fee / account holder | $16,659 | $15,759+5.7% | $14,398+15.7% | $14,365+16.0% |