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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,224 | $154,228-40.2% | $145,433-36.6% | $137,256-32.8% |
| Participation rate | 78.3% | 83.8%-5.5pp | 82.1%-3.9pp | 80.0%-1.7pp |
| Annual return | 10.91% | 74.59%-63.7pp | 66.58%-55.7pp | 220.34%-209.4pp |
| Employer contribution / active EE | $9,739 | $4,804+102.7% | $4,554+113.8% | $4,156+134.3% |
| Participant deferral / active EE | $1,145 | $8,216-86.1% | $7,897-85.5% | $6,407-82.1% |
| Admin fee / account holder | $16,659 | $14,344+16.1% | $13,129+26.9% | $12,270+35.8% |