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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,224 | $196,972-53.2% | $182,262-49.4% | $198,609-53.6% |
| Participation rate | 78.3% | 85.7%-7.4pp | 84.2%-6.0pp | 82.4%-4.1pp |
| Annual return | 10.91% | 158.27%-147.4pp | 140.60%-129.7pp | 202.70%-191.8pp |
| Employer contribution / active EE | $9,739 | $5,364+81.6% | $5,046+93.0% | $5,055+92.7% |
| Participant deferral / active EE | $1,145 | $8,643-86.8% | $8,276-86.2% | $6,977-83.6% |
| Admin fee / account holder | $16,659 | $18,429-9.6% | $16,712-0.3% | $19,030-12.5% |