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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,797 | $132,634-34.6% | $115,768-25.0% | $137,256-36.8% |
| Participation rate | 76.5% | 77.9%-1.4pp | 74.4%+2.1pp | 80.0%-3.5pp |
| Annual return | 8.41% | 160.70%-152.3pp | 100.46%-92.0pp | 220.34%-211.9pp |
| Employer contribution / active EE | $2,066 | $3,360-38.5% | $2,940-29.7% | $4,156-50.3% |
| Participant deferral / active EE | $4,132 | $5,619-26.5% | $4,917-16.0% | $6,407-35.5% |
| Admin fee / account holder | $41,616 | $15,028+176.9% | $12,439+234.5% | $12,270+239.2% |