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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,127 | $124,980-69.5% | $108,359-64.8% | $154,746-75.4% |
| Participation rate | 80.0% | 75.2%+4.8pp | 70.1%+9.9pp | 80.7%-0.7pp |
| Annual return | 10.20% | 45.00%-34.8pp | 36.89%-26.7pp | 172.34%-162.1pp |
| Employer contribution / active EE | $494 | $2,851-82.7% | $2,399-79.4% | $4,379-88.7% |
| Participant deferral / active EE | $2,498 | $4,743-47.3% | $4,137-39.6% | $6,730-62.9% |
| Admin fee / account holder | $32,304 | $11,502+180.9% | $9,741+231.6% | $14,365+124.9% |