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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,662 | $106,905-59.2% | $84,020-48.0% | $152,885-71.4% |
| Participation rate | 85.7% | 75.2%+10.5pp | 69.0%+16.7pp | 82.5%+3.3pp |
| Annual return | 14.77% | 105.00%-90.2pp | 71.31%-56.5pp | 345.39%-330.6pp |
| Employer contribution / active EE | $312 | $2,735-88.6% | $1,984-84.3% | $4,763-93.5% |
| Participant deferral / active EE | $1,748 | $4,012-56.4% | $3,239-46.0% | $5,851-70.1% |
| Admin fee / account holder | $50,533 | $8,287+509.8% | $6,101+728.3% | $11,598+335.7% |