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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,498 | $99,032-51.0% | $80,022-39.4% | $135,379-64.2% |
| Participation rate | 75.0% | 78.4%-3.4pp | 75.8%-0.8pp | 82.6%-7.6pp |
| Annual return | -5.08% | 15.39%-20.5pp | 11.22%-16.3pp | 519.79%-524.9pp |
| Employer contribution / active EE | $355 | $3,043-88.3% | $2,468-85.6% | $4,779-92.6% |
| Participant deferral / active EE | $2,527 | $4,282-41.0% | $3,686-31.4% | $5,609-54.9% |
| Admin fee / account holder | $2,093 | $10,436-79.9% | $6,521-67.9% | $10,828-80.7% |