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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,499 | $104,251-45.8% | $91,004-37.9% | $147,586-61.7% |
| Participation rate | 70.0% | 78.2%-8.2pp | 75.6%-5.6pp | 82.8%-12.8pp |
| Annual return | 20.32% | 27.06%-6.7pp | 4.60%+15.7pp | 578.59%-558.3pp |
| Employer contribution / active EE | $329 | $3,116-89.4% | $2,456-86.6% | $4,876-93.2% |
| Participant deferral / active EE | $2,221 | $4,195-47.1% | $3,548-37.4% | $5,439-59.2% |
| Admin fee / account holder | $1,718 | $8,948-80.8% | $5,417-68.3% | $10,886-84.2% |