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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,490 | $154,193+0.8% | $130,045+19.6% | $139,466+11.5% |
| Participation rate | 87.0% | 82.0%+5.0pp | 78.5%+8.5pp | 80.3%+6.6pp |
| Annual return | 15.24% | 32.51%-17.3pp | -137.30%+152.5pp | 373.66%-358.4pp |
| Employer contribution / active EE | $2,414 | $5,292-54.4% | $4,321-44.1% | $4,754-49.2% |
| Participant deferral / active EE | $9,377 | $6,709+39.8% | $5,820+61.1% | $6,712+39.7% |
| Admin fee / account holder | $11,705 | $13,989-16.3% | $10,600+10.4% | $11,409+2.6% |