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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,158 | $91,559+74.9% | $133,978+19.5% | $79,856+100.6% |
| Participation rate | 83.8% | 73.3%+10.4pp | 79.8%+3.9pp | 69.6%+14.1pp |
| Annual return | 14.89% | 61.85%-47.0pp | 45.10%-30.2pp | 31.71%-16.8pp |
| Employer contribution / active EE | $1,683 | $2,384-29.4% | $3,919-57.0% | $2,471-31.9% |
| Participant deferral / active EE | $6,025 | $3,734+61.4% | $5,047+19.4% | $3,741+61.1% |
| Admin fee / account holder | $6,296 | $6,321-0.4% | $8,930-29.5% | $5,306+18.6% |