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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,226 | $81,870+55.4% | $119,622+6.4% | $68,486+85.8% |
| Participation rate | 76.7% | 71.9%+4.8pp | 79.3%-2.6pp | 67.9%+8.8pp |
| Annual return | -13.79% | -23.82%+10.0pp | -14.98%+1.2pp | -7.85%-5.9pp |
| Employer contribution / active EE | $1,633 | $2,692-39.3% | $4,232-61.4% | $2,597-37.1% |
| Participant deferral / active EE | $5,611 | $4,148+35.3% | $5,601+0.2% | $4,028+39.3% |
| Admin fee / account holder | $26,838 | $6,583+307.7% | $10,328+159.9% | $5,404+396.6% |