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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,695 | $202,430+12.5% | $169,369+34.4% | $139,427+63.3% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 0.32% | 531.86%-531.5pp | 405.70%-405.4pp | 373.27%-373.0pp |
| Employer contribution / active EE | $11,384 | $4,690+142.8% | $4,011+183.8% | $4,752+139.6% |
| Participant deferral / active EE | $10,535 | $6,938+51.8% | $6,221+69.3% | $6,711+57.0% |
| Admin fee / account holder | $9,219 | $10,716-14.0% | $9,009+2.3% | $11,404-19.2% |