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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,695 | $202,463+12.5% | $169,397+34.4% | $139,487+63.2% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 0.32% | 532.64%-532.3pp | 406.23%-405.9pp | 373.84%-373.5pp |
| Employer contribution / active EE | $11,384 | $4,694+142.5% | $4,013+183.7% | $4,755+139.4% |
| Participant deferral / active EE | $10,535 | $6,941+51.8% | $6,223+69.3% | $6,713+56.9% |
| Admin fee / account holder | $9,219 | $10,726-14.1% | $9,017+2.2% | $11,407-19.2% |