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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,617 | $190,916+14.0% | $160,037+36.0% | $134,545+61.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -7.19% | 552.79%-560.0pp | 408.95%-416.1pp | 418.37%-425.6pp |
| Employer contribution / active EE | $12,407 | $4,996+148.4% | $4,226+193.6% | $4,742+161.7% |
| Participant deferral / active EE | $10,120 | $6,925+46.1% | $6,184+63.6% | $6,401+58.1% |
| Admin fee / account holder | $54,888 | $10,497+422.9% | $8,716+529.7% | $11,431+380.2% |