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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,834 | $215,361-48.5% | $171,082-35.2% | $273,972-59.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 76.7%+23.3pp | 83.0%+17.0pp |
| Annual return | 0.22% | 25.14%-24.9pp | 32.56%-32.3pp | 41.46%-41.2pp |
| Employer contribution / active EE | $8,044 | $4,967+62.0% | $4,002+101.0% | $4,869+65.2% |
| Participant deferral / active EE | $4,836 | $5,543-12.8% | $4,797+0.8% | $5,287-8.5% |
| Admin fee / account holder | $2,023 | $10,846-81.3% | $8,520-76.3% | $10,133-80.0% |