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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,572 | $77,817-45.3% | $123,553-65.5% | $64,173-33.7% |
| Participation rate | 70.3% | 74.7%-4.4pp | 82.3%-12.0pp | 69.6%+0.7pp |
| Annual return | -6.80% | 12.49%-19.3pp | 119.21%-126.0pp | 7.63%-14.4pp |
| Employer contribution / active EE | $323 | $3,014-89.3% | $4,628-93.0% | $2,381-86.4% |
| Participant deferral / active EE | $2,311 | $5,240-55.9% | $6,426-64.0% | $3,470-33.4% |
| Admin fee / account holder | $2,872 | $5,519-48.0% | $9,284-69.1% | $4,887-41.2% |