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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,904 | $93,617-49.9% | $135,982-65.5% | $75,177-37.6% |
| Participation rate | 77.1% | 75.2%+1.9pp | 81.9%-4.8pp | 67.2%+9.9pp |
| Annual return | 19.58% | 30.89%-11.3pp | 68.32%-48.7pp | 160.75%-141.2pp |
| Employer contribution / active EE | $810 | $3,538-77.1% | $4,859-83.3% | $2,671-69.7% |
| Participant deferral / active EE | $2,471 | $6,406-61.4% | $7,760-68.2% | $4,126-40.1% |
| Admin fee / account holder | $466 | $6,980-93.3% | $10,767-95.7% | $5,651-91.7% |