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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,286 | $78,027-30.4% | $178,528-69.6% | $80,925-32.9% |
| Participation rate | 97.3% | 65.7%+31.6pp | 77.1%+20.2pp | 67.7%+29.6pp |
| Annual return | 12.37% | 18.09%-5.7pp | 27.11%-14.7pp | 35.65%-23.3pp |
| Employer contribution / active EE | $0 | $2,281-100.0% | $3,950-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $6,723 | $4,408+52.5% | $6,278+7.1% | $4,299+56.4% |
| Admin fee / account holder | $22,723 | $7,168+217.0% | $10,419+118.1% | $6,940+227.4% |