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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,549 | $52,519-15.2% | $155,789-71.4% | $59,633-25.3% |
| Participation rate | 74.6% | 61.7%+12.9pp | 76.1%-1.5pp | 68.7%+5.9pp |
| Annual return | -1.50% | 53.51%-55.0pp | 71.54%-73.0pp | 2041.45%-2042.9pp |
| Employer contribution / active EE | $0 | $1,589-100.0% | $3,839-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $2,864 | $3,084-7.1% | $4,798-40.3% | $3,192-10.3% |
| Admin fee / account holder | $8,532 | $3,540+141.0% | $7,477+14.1% | $4,297+98.6% |