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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,748 | $65,395-40.7% | $182,558-78.8% | $72,976-46.9% |
| Participation rate | 79.5% | 65.4%+14.1pp | 78.0%+1.5pp | 69.5%+10.0pp |
| Annual return | 19.17% | 27.68%-8.5pp | 148.59%-129.4pp | 81.02%-61.8pp |
| Employer contribution / active EE | $0 | $1,911-100.0% | $4,076-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $3,661 | $3,563+2.8% | $5,526-33.7% | $3,608+1.5% |
| Admin fee / account holder | $6,267 | $4,245+47.7% | $8,594-27.1% | $5,124+22.3% |