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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,005 | $88,672-43.6% | $105,223-52.5% | $82,448-39.3% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 8.92% | 30.86%-21.9pp | 180.65%-171.7pp | 41.64%-32.7pp |
| Employer contribution / active EE | $2,023 | $3,048-33.6% | $3,689-45.1% | $2,551-20.7% |
| Participant deferral / active EE | $2,496 | $4,036-38.1% | $5,072-50.8% | $4,139-39.7% |
| Admin fee / account holder | $6,606 | $7,146-7.6% | $8,859-25.4% | $7,234-8.7% |