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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,005 | $105,284-52.5% | $150,734-66.8% | $94,015-46.8% |
| Participation rate | 100.0% | 71.7%+28.3pp | 78.4%+21.6pp | 70.8%+29.2pp |
| Annual return | 8.92% | 15.67%-6.8pp | 600.81%-591.9pp | 17.84%-8.9pp |
| Employer contribution / active EE | $2,023 | $3,599-43.8% | $4,918-58.9% | $2,790-27.5% |
| Participant deferral / active EE | $2,496 | $4,274-41.6% | $5,610-55.5% | $4,249-41.3% |
| Admin fee / account holder | $6,606 | $9,839-32.9% | $14,905-55.7% | $8,951-26.2% |