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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,635 | $63,346-59.5% | $92,240-72.2% | $70,126-63.4% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 13.70% | 530.19%-516.5pp | 176.29%-162.6pp | 73.15%-59.4pp |
| Employer contribution / active EE | $4,490 | $2,471+81.7% | $3,680+22.0% | $2,343+91.7% |
| Participant deferral / active EE | $1,180 | $2,854-58.6% | $3,897-69.7% | $3,332-64.6% |
| Admin fee / account holder | $1,820 | $3,841-52.6% | $5,194-65.0% | $4,645-60.8% |