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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,932 | $175,259+113.9% | $149,723+150.4% | $139,487+168.8% |
| Participation rate | 84.6% | 83.4%+1.2pp | 78.8%+5.8pp | 80.3%+4.3pp |
| Annual return | 11.22% | 166.82%-155.6pp | 134.50%-123.3pp | 373.84%-362.6pp |
| Employer contribution / active EE | $9,908 | $5,478+80.9% | $4,821+105.5% | $4,755+108.4% |
| Participant deferral / active EE | $6,765 | $6,522+3.7% | $5,682+19.1% | $6,713+0.8% |
| Admin fee / account holder | $17,097 | $16,158+5.8% | $13,215+29.4% | $11,407+49.9% |