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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $354,987 | $84,236+321.4% | $170,435+108.3% | $70,126+406.2% |
| Participation rate | 94.1% | 70.8%+23.3pp | 83.6%+10.5pp | 69.5%+24.6pp |
| Annual return | 20.95% | 23.06%-2.1pp | 205.94%-185.0pp | 73.15%-52.2pp |
| Employer contribution / active EE | $8,762 | $3,387+158.7% | $5,432+61.3% | $2,343+274.1% |
| Participant deferral / active EE | $5,146 | $3,086+66.8% | $4,939+4.2% | $3,332+54.4% |
| Admin fee / account holder | $7,526 | $5,698+32.1% | $13,881-45.8% | $4,645+62.0% |