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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,830 | $85,171+242.6% | $172,753+68.9% | $72,976+299.9% |
| Participation rate | 93.3% | 70.1%+23.3pp | 82.6%+10.7pp | 69.5%+23.8pp |
| Annual return | 4.75% | 27.32%-22.6pp | 803.00%-798.3pp | 81.02%-76.3pp |
| Employer contribution / active EE | $9,577 | $3,324+188.1% | $5,144+86.2% | $2,440+292.5% |
| Participant deferral / active EE | $4,372 | $3,260+34.1% | $5,198-15.9% | $3,608+21.2% |
| Admin fee / account holder | $150,954 | $5,880+2467.1% | $13,956+981.7% | $5,124+2846.0% |