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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $389,491 | $217,432+79.1% | $185,849+109.6% | $167,536+132.5% |
| Participation rate | 95.5% | 86.1%+9.4pp | 81.7%+13.7pp | 82.1%+13.3pp |
| Annual return | 33.67% | 148.42%-114.7pp | 122.10%-88.4pp | 478.82%-445.1pp |
| Employer contribution / active EE | $7,954 | $5,875+35.4% | $5,169+53.9% | $4,839+64.4% |
| Participant deferral / active EE | $3,231 | $6,357-49.2% | $5,569-42.0% | $6,342-49.1% |
| Admin fee / account holder | $2,529 | $19,818-87.2% | $16,244-84.4% | $12,315-79.5% |