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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,172 | $217,427+3.1% | $185,837+20.6% | $167,518+33.8% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 16.69% | 148.39%-131.7pp | 122.08%-105.4pp | 478.71%-462.0pp |
| Employer contribution / active EE | $6,284 | $5,874+7.0% | $5,168+21.6% | $4,838+29.9% |
| Participant deferral / active EE | $4,389 | $6,357-31.0% | $5,568-21.2% | $6,342-30.8% |
| Admin fee / account holder | $23,148 | $19,816+16.8% | $16,241+42.5% | $12,312+88.0% |