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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,934 | $175,231+39.2% | $149,696+63.0% | $139,466+74.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 28.55% | 166.77%-138.2pp | 134.46%-105.9pp | 373.66%-345.1pp |
| Employer contribution / active EE | $4,188 | $5,478-23.6% | $4,821-13.1% | $4,754-11.9% |
| Participant deferral / active EE | $2,144 | $6,521-67.1% | $5,682-62.3% | $6,712-68.1% |
| Admin fee / account holder | $8,632 | $16,155-46.6% | $13,212-34.7% | $11,409-24.3% |