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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,398 | $198,457-7.6% | $170,435+7.6% | $147,586+24.3% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 16.50% | 257.30%-240.8pp | 205.94%-189.4pp | 578.59%-562.1pp |
| Employer contribution / active EE | $2,947 | $6,183-52.3% | $5,432-45.7% | $4,876-39.6% |
| Participant deferral / active EE | $5,036 | $5,629-10.5% | $4,939+2.0% | $5,439-7.4% |
| Admin fee / account holder | $1,741 | $16,852-89.7% | $13,881-87.5% | $10,886-84.0% |