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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,700 | $181,896-9.5% | $156,551+5.2% | $273,972-39.9% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 10.80% | 30.74%-19.9pp | 32.23%-21.4pp | 41.46%-30.7pp |
| Employer contribution / active EE | $2,156 | $6,248-65.5% | $5,501-60.8% | $4,869-55.7% |
| Participant deferral / active EE | $4,066 | $5,550-26.7% | $4,871-16.5% | $5,287-23.1% |
| Admin fee / account holder | $7,156 | $15,560-54.0% | $13,028-45.1% | $10,133-29.4% |