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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,227 | $175,259+4.5% | $149,723+22.4% | $139,487+31.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.62% | 166.82%-152.2pp | 134.50%-119.9pp | 373.84%-359.2pp |
| Employer contribution / active EE | $2,751 | $5,478-49.8% | $4,821-42.9% | $4,755-42.1% |
| Participant deferral / active EE | $2,896 | $6,522-55.6% | $5,682-49.0% | $6,713-56.9% |
| Admin fee / account holder | $24,939 | $16,158+54.3% | $13,215+88.7% | $11,407+118.6% |