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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,667 | $217,432+6.1% | $185,851+24.1% | $167,553+37.7% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 20.74% | 148.43%-127.7pp | 122.11%-101.4pp | 478.89%-458.2pp |
| Employer contribution / active EE | $2,458 | $5,874-58.2% | $5,168-52.4% | $4,840-49.2% |
| Participant deferral / active EE | $2,855 | $6,357-55.1% | $5,569-48.7% | $6,343-55.0% |
| Admin fee / account holder | $24,537 | $19,820+23.8% | $16,245+51.0% | $12,316+99.2% |