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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,361 | $102,422+159.1% | $147,117+80.4% | $80,959+227.8% |
| Participation rate | 96.6% | 75.9%+20.7pp | 82.2%+14.4pp | 67.7%+28.9pp |
| Annual return | 11.89% | 135.16%-123.3pp | 420.54%-408.6pp | 35.67%-23.8pp |
| Employer contribution / active EE | $9,348 | $3,717+151.5% | $4,932+89.5% | $2,757+239.0% |
| Participant deferral / active EE | $8,944 | $6,652+34.4% | $8,065+10.9% | $4,300+108.0% |
| Admin fee / account holder | $19,724 | $7,953+148.0% | $12,993+51.8% | $6,925+184.8% |