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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,601 | $76,551+162.0% | $123,894+61.9% | $62,881+219.0% |
| Participation rate | 80.8% | 73.0%+7.8pp | 81.4%-0.6pp | 69.3%+11.5pp |
| Annual return | 4.21% | 18.68%-14.5pp | 47.52%-43.3pp | 20.14%-15.9pp |
| Employer contribution / active EE | $6,405 | $2,882+122.2% | $4,617+38.7% | $2,281+180.8% |
| Participant deferral / active EE | $6,362 | $4,840+31.4% | $5,984+6.3% | $3,203+98.6% |
| Admin fee / account holder | $57,330 | $4,826+1088.0% | $8,357+586.0% | $4,296+1234.6% |